Digital Banking
Banking on the go, wherever you are.
Online Banking – where the digital experience begins
- Manage all your accounts – checking, savings, and loans
- Secure – state of the art security is our top priority
- No software to install
- Re-order checks
- Stop payments
- Change address, phone, and email
- Apply online
Get started today. It’s easy. Apply online.
eStatements
Your account statements – without the slow delivery. Avoid delays and cut down on paper by signing up for e-statements. Just log in to your online banking, select the account, choose the Statement link, and opt-in for Electronic Statement Delivery. Sign up today!
Mobile Banking with Mobile Check Deposit
Banking, wherever you are. Download from the app store on your digital device.
- All the time banking on your mobile phone with our EXB app
- Use the same online banking user id and password
- Transfer money
- Pay bills
- Check balances
Find out more about mobile banking safety.
Mobile Check Deposit
Deposit checks from anywhere with your smartphone.
- Endorse the check with FOR MOBILE DEPOSIT ONLY and include the account number
- Open and sign in to the EXB mobile app
- Choose “More” at the bottom right
- Select “Check Deposits”
- Follow the instructions
Deposits made before 3:30 pm CST will typically be available the same business day after 3:30 pm CST will typically be available next business day
BillPay
Through your digital banking, (online and mobile) schedule and send payments to anyone (in the United States) – your utility company, your credit card company, etc. There are also same-day and overnight payment options. See your payment history all in one place. Easy, time-saving, and secure.
Alerts
Be notified of events on your accounts – large transactions, balance notifications, and more. Settings are on individual accounts and can be turned on or off with just a click in online banking.
Digital Wallet 
Securely shop from your device. Digital versions of your EXB debit card will be stored in a digital wallet app on your mobile device.
- Add your EXB debit card and credit card to the wallet on your device
- Use your device to pay at participating merchants
- Multiple layers of security to protect payment information and privacy – to help protect your security, your card number and personal information are not stored.
Click here for information and instructions from our supported devices: Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, Garmin Pay
Credit Card Management
The power to manage your Exchange Bank Visa or MasterCard is in the palm of your hand. Find out more about our Card Management app here.
Debit Cards
Debit Cards are a great way to access your checking account. If you ever have issues with your debit card, below are the numbers to call:
- Lost/stolen Card: 800.383.8000
- Dispute Services: 833.288.1126
- Fraud Services: 855.219.5399
Overdraft Protection
Overdraft Protection services apply to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account or line of credit you may have for a fee or finance charge. Please note that overdraft lines of credit are subject to credit approval.
Overdraft Privilege
Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction. Even if you have overdraft protection, Overdraft Privilege is still available as secondary coverage if the other protection source is exhausted. Account holders must opt-in for Extended Coverage. The account holder must meet eligibility requirements. Please contact Deposit Operations for details and other important information.
You must bring your account balance positive within 32 days.
Find out more about overdrafts and see the authorization form here.
Coin Machine
Tired of counting coins? Come use our coin machine to count for you. Available at the Gadsden, Rainbow City and Altoona offices.
24 Hour Depository
Reduce liability. Convenient, after-hours depository service is available at all bank locations.
Exchange Info-Line
Our automated telephone banking system can be accessed from any touchtone telephone by simply dialing 256-570-0999 or 205-589-6323 (Altoona – Walnut Grove area). Available 24 hours a day/7 days a week. Download our Info-Line Quick Guide in PDF format.
Bank by Mail
Deposit by mailing through the postal service. Postage-paid envelopes provided by requested.
ATMs
Check your balance, withdraw cash, and more at EXB ATM machines – located at each of our 5 offices. Deposits may be made at the Rainbow City ATM.
