Credit Cards

Personal Credit Cards

Visa Platinum

Platinum Pricing: 3.99% Introductory APR for the first 6 billing cycles that your account is open.

After that, 12.49% (prime + 3.99%)†

No Annual Fee

The APR will vary with the market based on Prime Rate.

Visa Classic

Standard Pricing: 20.49% Variable Rate. This APR will vary with the market based on Prime Rate (prime + 11.99%)†

$20 Annual Fee

The APR will vary with the market based on Prime Rate.

Business Credit Cards

Business Credit Cards

Premium Pricing: 3.99% Introductory APR for the first 6 billing cycles that your account is open. After that, 12.49% (prime + 3.99%)†

Standard Pricing: 5.99% Introductory APR for the first 6 billing cycles that your account is open. After that, 17.49% (prime + 8.99%)†

$40.00 (waived if purchases total over $2,500.00 in the 12 month period)†

The APR will vary with the market based on Prime Rate.

Currently United States Prime is 8.50%.

Effective Date: July 26 ,2023

Personal Benefits

  • Pharmacy Discounts
  • Eyewear Discounts
  • Lost Key Return
  • Payment Card Registration
  • Travel Reservation Service
  • Travel Dividends
  • Auto Rental Discounts

REWARDS for Personal and Business Accounts

  • Thousands of items available
  • Top brand names
  • Redeem2Erase – apply points to balance
  • Fuel Discounts
  • Redeem 24/7
  • Earn 2X, 3X, 4X & more bonus points with ScoreMore by shopping at participating retailers

visit scorecardrewards.com for more information

Click here to visit mycardstatement.com

 

Subject to credit approval. Rates subject to change. Products and services are subject to applicable customer agreements, terms, conditions, disclosures, and application requirements. Contact an Exchange Bank associate for additional information and details.

 

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Click below to view our updated Credit Card Regulations and Disclosures.

Credit Card Regulations and Disclosures