Business Services

Running your business is your first priority. That is why we’re working hard to make business banking more convenient.

Exchange Business Online

Access ALL your banking accounts and make transactions at any hour of the day. With internet banking everything is at your fingertips.

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Cash Management & ACH Services

Streamline your corporate accounting, payment and collections systems with these electronic features available through Exchange Business Online Cash Management Services:

  • Quick account balances
  • ACH origination (credit and debit)
  • Direct Deposit Payroll
  • EFTPS (Electronic Funds Tax Payment Services)
  • Transfer funds electronically between your account(s) with us and other financial institutions
  • Pay bills online on a fixed, variable or one-time-only electronic schedule
  • Ability to download account histories to Money, Quicken or other financial management software

Remote Deposit Capture

Make deposits into your bank account electronically – without ever leaving your place of business. Advantages include:

  • Make deposits anytime
  • Save time preparing deposits
  • Consolidate funds from remote locations into one account
  • Cut costly courier fees or trips to the bank
  • Reduce risk of check fraud

Debit Cards

Debit Cards are a great way to access your checking account.  If you ever have issues with your debit card, below are the numbers to call:

Visa Business

The world’s most widely accepted credit card gives you purchase power right at your fingertips. Visa Business allows you to take control of expenses – you set the limit on your employee’s card, you choose to pay your monthly balance in full or take advantage of flexible payment. Enjoy convenience and control with an Exchange Bank Visa Business card.  Print and complete an application today!

Visa/MasterCard Merchant Services

By accepting debit and credit cards, you are able to maximize sales potential as well as provide convenience for your customers. Deposits can be transmitted electronically to your checking account from credit card sales.  We proudly partner with BancCard to offer the best customer support for all of your needs.

Coin Machine

Tired of counting and rolling all those coins? Bring in your loose change and let our coin machine do it for you. Contact us for the coin machine most convenient for you.

Lockbox Service

Increase your company’s productivity by allowing us to process your account receivable remittances. Streamline the receivables process and gain access to your funds more quickly, reduce processing costs and increase reliability and security.

24 Hour Depository

Reduce your liability. Convenient, after hours depository service is available at all bank locations.

Exchange Info-Line

Our automated telephone banking system can be accessed from any touchtone telephone by simply dialing 256.570.0999 or 205.589.6323 (Altoona/Walnut Grove area). Available 24 hours a day/7 days a week. For extra convenience, you can have a statement faxed directly to you. It puts you in touch.  Download our Info-Line Quick Guide in PDF format

For more information or all inquires please contact:

Andrea Roberg 

Commercial Services Coordinator 

256.456.0715

 

Your business, large or small, can benefit from Exchange Bank Commercial Services. Contact us at 256.547.2572 for pricing and additional information.