Home Loans and Mortgages

Whether you are a first-time home buyer or a real estate professional, Exchange Bank (EXB) is uniquely positioned to offer products for any situation.  We are proud to offer local service and decision making at EXB to better serve you!

Secondary Market

If you are looking to buy or re-finance, we can help find the solution that works best for you. EXB has partnered with investors across the country to offer a variety of options at competitive rates.

Bank Portfolio

As a full-service bank, EXB is able to help you purchase real estate even if you have a unique situation.  No matter your need we are here to help!   

Construction / Permanent

The best of both worlds.  EXB can provide interest only construction loans that can be transitioned into permanent long-term financing at completion.

If you have questions, please give us a call or visit us in person to discuss the best fit.

*All loans subject to approval

Please digitally complete the linked application and upload at the submission button below.

Max. file size: 50 MB.

Hannah Banks

Mortgage Loan Originator
NMLS: 1637590
Office: 256-456-0750
Cell: 256-390-9626
230 N 3rd Street, Gadsden, AL 35901