Exchange Access Personal Checking
Our simplest and most convenient account
Basics
- $50 minimum deposit to open
- No monthly service charge
- No minimum balance
- $3 Statement fee/no fee for eStatements
Includes
- Debit Card
- Digital Wallet – Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, Garmin Pay
- Online Banking with BillPay and Alerts
- Telephone Banking
- Overdraft Privilege (Must meet eligibility criteria)
Available Add-ons
- Express Savings – Must have EXB savings account to enroll
Exchange Classic Personal Checking
Everything you need in a checking account
Basics
- $100 minimum deposit to open
- No monthly service charge
- No minimum balance
- $3 Statement fee/no fee for eStatements
Includes
- Debit Card
- Digital Wallet – Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, Garmin Pay
- Online Banking with BillPay and Alerts
- Telephone Banking
- Unlimited Check Writing
- Overdraft Privilege (Must meet eligibility criteria)
Available Add-ons
- Express Savings – Must have EXB savings account to enroll
Exchange Premier Personal Checking
Enjoy our complete suite of deposit services
Basics
- $100 minimum deposit to open
- Monthly service charge
- $0 if an average daily balance remains above $500
- $5 if the average daily balance is $100 – $500
- $10 if the average daily balance is below $100
- Pays interest on the entire balance at Exchange Savings Rate*
- Paper Statement $3, free for those ages 65+/no fee for eStatements
Includes
- Debit Card
- Unlimited Check Writing
- Digital Wallet – Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, Garmin Pay
- Online Banking with BillPay and Alerts
- Telephone Banking
- Paper checks (One free order of single checks a year**)
- Cashier’s Checks – Limit 3 with no fee per month
- Overdraft Privilege (Must meet eligibility criteria)
Available Add-ons
- Express Savings – Must have EXB savings account to enroll
*As of 11.30.2022 the Exchange Savings Rate is currently .10%, with an Annual Percentage Yield of 0.10%. Rate subject to change. Fees could reduce earnings.
- Lost/Stolen Card – 880.383.8000
- Dispute Services – 833.288.1126
- Fraud Services – 855.219.5399
Notify Me Alerts
- Activate Notify Me Alerts today to take control of your online accounts. Track spending, budget your accounts and protect your accounts from fraud. Visit the link below to learn more!
