Home Loans and Mortgages

Whether you are a first-time home buyer or a real estate professional, Exchange Bank (EXB) is uniquely positioned to offer products for any situation.  We are proud to offer local service and decision making at EXB to better serve you!

Secondary Market

If you are looking to buy or re-finance, we can help find the solution that works best for you. EXB has partnered with investors across the country to offer a variety of options at competitive rates.

Bank Portfolio

As a full-service bank, EXB is able to help you purchase real estate even if you have a unique situation.  No matter your need we are here to help!   

Construction / Permanent

The best of both worlds.  EXB can provide interest only construction loans that can be transitioned into permanent long-term financing at completion.

If you have questions, please give us a call or visit us in person to discuss the best fit.

*All loans subject to approval

To apply, follow the link below to our application portal and create an account to get started.

*This account is separate from your internet banking login and will only be used for the Mortgage/Home Loan application process*
Max. file size: 50 MB.

Hannah Banks

Mortgage Loan Originator
NMLS: 1637590
O: 256-456-0750
C: 256-504-5841
230 N 3rd St, gadsden, al 35901