Exchange Access Personal Checking
Our simplest and most convenient account
Basics
- $50 minimum deposit to open
- No monthly service charge
- No minimum balance
- $3 Statement fee/no fee for eStatements
Includes
- Debit Card
- Digital Wallet – Apple Pay, Samsung Pay, Google Pay, FitBit Pay, Garmin Pay (available Sept. 15th)
- Online Banking with BillPay and Alerts
- Telephone Banking
- Overdraft Privilege (Must meet eligibility criteria)
Available Add-ons
- Exchange Perks Package ($5 monthly)
- Express Savings – Must have EXB savings account to enroll
Exchange Classic Personal Checking
Everything you need in a checking account
Basics
- $100 minimum deposit to open
- No monthly service charge
- No minimum balance
- $3 Statement fee/no fee for eStatements
Includes
- Debit Card
- Digital Wallet – Apple Pay, Samsung Pay, Google Pay, FitBit Pay, Garmin Pay (available Sept. 15th)
- Online Banking with BillPay and Alerts
- Telephone Banking
- Unlimited Check Writing
- Overdraft Privilege (Must meet eligibility criteria)
Available Add-ons
- Exchange Perks Package ($5 monthly)
- Express Savings – Must have EXB savings account to enroll
Exchange Premier Personal Checking
Enjoy our complete suite of deposit services
Basics
- $100 minimum deposit to open
- Monthly service charge
- $0 if average daily balance remains above $500
- $5 if average daily balance is $100 – $500
- $10 if average daily balance is below $100
- Pays interest on entire balance at Exchange Savings Rate*
- Paper Statement $3, free for those ages 65+/no fee for eStatements
Includes
- Exchange Perks Package
- Debit Card
- Unlimited Check Writing
- Digital Wallet – Apple Pay, Samsung Pay, Google Pay, FitBit Pay, Garmin Pay (available Sept. 15th)
- Online Banking with BillPay and Alerts
- Telephone Banking
- Paper checks (One free order of single checks a year**)
- Cashier’s Checks – Limit 3 with no fee per month
- Overdraft Privilege (Must meet eligibility criteria)
Available Add-ons
- Express Savings – Must have EXB savings account to enroll
*As of 11.30.2022 the Exchange Savings Rate is currently .10%, with an Annual Percentage Yield of 0.10%. Rate subject to change. Fees could reduce earnings.
Lost/Stolen Card – 880-383-8000
Dispute Services – 833-288-1126
Fraud Services – 855-219-5399
