There are many scammers and impersonators out there. If someone calls claiming they are from EXB and asks for your financial or personal information – just hang up. We will never call and ask you for your banking information, ever. Stay safe out there!

A recent proposal in Washington would require banks to report to the IRS on the inflows and outflows of all accounts worth over $600. Under the proposal, Exchange Bank would be required by the government to report your account information to the IRS. We care about you and your privacy and want you to know

After more than a year of serving small businesses, funding for the Paycheck Protection Program has been exhausted.  Therefore, EXB is no longer taking PPP applications.

The new mobile banking app is here!  iPhone users – if it doesn’t automatically update, please uninstall and reinstall the app.  Android users – download the new app from the Google PlayStore or  https://play.google.com/store/apps/details?id=com.apiture.xpressmobile.ebaaal.sub  Click for more info.

In the midst of these unprecedented and uncertain times, we want you to know we are here for you.  “The financial services sector is identified as Critical Infrastructure Sector by the Department of Homeland Security” according to the United States Department of the Treasury.  So rest assured we will continue operations. The safety and well-being

At Exchange Bank, our focus is on serving our community. We are closely monitoring the situation evolving with COVID-19. Click here to read the entire message.

To see how your personal information is collected, shared and protected; please scroll down to view our privacy policy or call (256)456-0709 to receive a copy in the mail.

Visa uses an Automatic Billing Updater (ABU) service for debit and credit cards.  This service is a free benefit to you to help facilitate uninterrupted processing of your recurring payments.  ABU service provides updates only to qualified participating merchants with whom a cardholder has established card-on-file (COF) account information to process their recurring payments.  You

PopMoney is no longer available through our internet banking, but you can still access it for use at www.popmoney.com.

The WannaCry virus (RANSOMWARE) is considered the largest cyber-attack in history.  Check out the U.S. Department of Homeland Security’s prevention tips here.

Mobile Check Deposit will be performing a system upgrade from 10:00 pm Saturday until 4:00 am on Sunday (May 13-14). Services may be temporarily unavailable during some of this period.  We appreciate your patience as we upgrade this service to enhance your mobile experience!

We now have Touch ID for mobile banking on iPhones!  

IRS Scams are on the rise.  Stay updated on fraud threats here.

Do you need to update your Internet Explorer?  Click for the latest update.

Currently all Walmart transactions require you to press DEBIT and enter PIN. If you need to reset your PIN call the bank during regular business hours or 1.866.985.2273.

Do your banking without leaving your air-conditioning!  Mobile banking let’s you check your balances, transfer money, pay bills and deposit checks from wherever you are.

“An investment in knowledge pays the best interest.”- Benjamin Franklin.   We are here to aid in your financial knowledge!  Please come to us with any questions you may have.

A general trend has been noted by the Internet Crime Complaint Center regarding work-at-home schemes on websites. In several instances, the subjects, usually foreign, post work-at-home job offers on popular Internet employment sites, soliciting for assistance from United States citizens. The subjects allegedly are posting Internet auctions, but cannot receive the proceeds from these auctions

How simple it is: Mobile app users can easily deposit checks using their integrated camera on their iPhone or Android device. Select the mobile deposit link in the menu and choose Start New Deposit The check MUST be endorsed – mobile deposit only & signature Using the integrated camera, take a picture of both the

Click here and apply today!

Do you give back to your community?  EXB supports many local charities.  Give.  Advocate.  Volunteer.  Check out some local opportunities at www.unitedwayec.com.

Learn more about our convenient personal services!

*Consult your tax adviser about the deductibility of interest. Interest rate will vary based on Wall Street Journal prime rate (as of 03/01/2013 prime rate was 3.25%). The advertised rate is an introductory rate applicable for 24 months after which the standard rate of prime will apply. APR is subject to a minimum floor rate

Click here for printable version.

No debit fees ...period

Mortgage Calculator Use this mortgage calculator to find loan payment. //

See more of Ben each month, ask about our 5 for 5 special.

The Exchange Bank is your one-stop shop for all financial needs.  We have mortgage services with Gadsden Mortgage Services and financial services with XBA Financial Services.  Please stop by our Gadsden location to visit either service.  For more information please call (256)547-2572

The Exchange Bank is your one-stop shop for all financial needs.  We have mortgage services with Gadsden Mortgage Services and financial services with XBA Financial Services.  Please stop by our Gadsden location to visit either service.  For more information please call (256)547-2572