JUST HANG UP

There are many scammers and impersonators out there. If someone calls claiming they are from EXB and asks for your financial or personal information – just hang up. We will never call and ask you for your banking information, ever. Stay safe out there!
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IRS Reporting Proposal

A recent proposal in Washington would require banks to report to the IRS on the inflows and outflows of all accounts worth over $600. Under the proposal, Exchange Bank would be required by the government to report your account information to the IRS. We care about you and your privacy and want you to know
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PPP Funding

After more than a year of serving small businesses, funding for the Paycheck Protection Program has been exhausted.  Therefore, EXB is no longer taking PPP applications.
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Mobile Banking Upgrade

The new mobile banking app is here!  iPhone users – if it doesn’t automatically update, please uninstall and reinstall the app.  Android users – download the new app from the Google PlayStore or  https://play.google.com/store/apps/details?id=com.apiture.xpressmobile.ebaaal.sub  Click for more info.
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Letter from the CEO on COVID-19

In the midst of these unprecedented and uncertain times, we want you to know we are here for you.  “The financial services sector is identified as Critical Infrastructure Sector by the Department of Homeland Security” according to the United States Department of the Treasury.  So rest assured we will continue operations. The safety and well-being
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A message to our customers

At Exchange Bank, our focus is on serving our community. We are closely monitoring the situation evolving with COVID-19. Click here to read the entire message.
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Privacy Policy

To see how your personal information is collected, shared and protected; please scroll down to view our privacy policy or call (256)456-0709 to receive a copy in the mail.
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Visa Automatic Billing Updater

Visa uses an Automatic Billing Updater (ABU) service for debit and credit cards.  This service is a free benefit to you to help facilitate uninterrupted processing of your recurring payments.  ABU service provides updates only to qualified participating merchants with whom a cardholder has established card-on-file (COF) account information to process their recurring payments.  You
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PopMoney

PopMoney is no longer available through our internet banking, but you can still access it for use at www.popmoney.com.
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RANSOMWARE - Avoid Being A Victim

The WannaCry virus (RANSOMWARE) is considered the largest cyber-attack in history.  Check out the U.S. Department of Homeland Security’s prevention tips here.
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UPGRADE

Mobile Check Deposit will be performing a system upgrade from 10:00 pm Saturday until 4:00 am on Sunday (May 13-14). Services may be temporarily unavailable during some of this period.  We appreciate your patience as we upgrade this service to enhance your mobile experience!
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TOUCH ID

We now have Touch ID for mobile banking on iPhones!  
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IRS Scams

IRS Scams are on the rise.  Stay updated on fraud threats here.
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Internet Explorer

Do you need to update your Internet Explorer?  Click for the latest update.
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Attention Debit Card Users

Currently all Walmart transactions require you to press DEBIT and enter PIN. If you need to reset your PIN call the bank during regular business hours or 1.866.985.2273.
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Stay cool!

Do your banking without leaving your air-conditioning!  Mobile banking let’s you check your balances, transfer money, pay bills and deposit checks from wherever you are.
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Knowledge

“An investment in knowledge pays the best interest.”- Benjamin Franklin.   We are here to aid in your financial knowledge!  Please come to us with any questions you may have.
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Internet Fraud - Third Party Receivers

A general trend has been noted by the Internet Crime Complaint Center regarding work-at-home schemes on websites. In several instances, the subjects, usually foreign, post work-at-home job offers on popular Internet employment sites, soliciting for assistance from United States citizens. The subjects allegedly are posting Internet auctions, but cannot receive the proceeds from these auctions
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Make the Move

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EXB Mobile Deposit

How simple it is: Mobile app users can easily deposit checks using their integrated camera on their iPhone or Android device. Select the mobile deposit link in the menu and choose Start New Deposit The check MUST be endorsed – mobile deposit only & signature Using the integrated camera, take a picture of both the
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Kiss...

Click here and apply today!
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Consolidate

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Small Business

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Small Business

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Giving Back

Do you give back to your community?  EXB supports many local charities.  Give.  Advocate.  Volunteer.  Check out some local opportunities at www.unitedwayec.com.
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EXB Convenience

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EXB Convenience Blue

Learn more about our convenient personal services!
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Small Business

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Small Business

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Home Equity Lines

*Consult your tax adviser about the deductibility of interest. Interest rate will vary based on Wall Street Journal prime rate (as of 03/01/2013 prime rate was 3.25%). The advertised rate is an introductory rate applicable for 24 months after which the standard rate of prime will apply. APR is subject to a minimum floor rate
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Small business

Click here for printable version.
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Low auto rates!

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Lockbox Service

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Simply Checking

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NO DEBIT FEES

No debit fees ...period
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Mortgage Calculator

Mortgage Calculator Use this mortgage calculator to find loan payment. //
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See More Ben Each Month

See more of Ben each month, ask about our 5 for 5 special.
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Nestled in One Place

The Exchange Bank is your one-stop shop for all financial needs.  We have mortgage services with Gadsden Mortgage Services and financial services with XBA Financial Services.  Please stop by our Gadsden location to visit either service.  For more information please call (256)547-2572
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A Sweet Trio

The Exchange Bank is your one-stop shop for all financial needs.  We have mortgage services with Gadsden Mortgage Services and financial services with XBA Financial Services.  Please stop by our Gadsden location to visit either service.  For more information please call (256)547-2572
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Regular Office Hours: 256.547.2572 | Exchange Info Line 256.570.0999

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