Personal Services

Credit Cards

Enjoy the convenience and purchasing power of an Exchange Bank Visa. Take advantage of the following:

ScoreCard rewards
Travel accident insurance
Travel Reservations
Travel Discounts
Travel Rebates
Emergency Cash
Cardholder Vantage Point Newsletter
Worldwide Automatic Teller Access

Click here to download an application now.

Internet Banking

With access available at any time, you can manage checking and savings accounts, loans, CDs, IRAs, credit cards, and equity lines. By managing your finances online, you spend more time living and less time banking.
Security you can count on – Keeping your account information completely secure is our top priority. No one will see your personal data besides you. With state-of-the-art technology, you have our commitment to complete security – anytime, anywhere.

No software to install

View latest account activity

Anytime access to all accounts

Complete privacy

Pay bills to anyone, anytime

eStatements delivered securely

Same day transfers

Get started today. It’s easy. Apply online.  Check your latest account balances.  Pay bills online and never miss a payment again.  And of course, if you have questions you can call us at (256) 547-2572.

Do you need to update your Internet Explorer?  Click for the latest update.

Mobile Banking & Mobile Check Deposit

Mobile Banking allows you to access your online accounts and payment options from just about anywhere – and deposit checks.  All you need is a cell phone.  Use your regular Internet Banking access ID and passcode to log on.  Find out more about mobile banking safety.

Bill Pay

Schedule and send payments to anyone you would normally send a paper check; your utility company, your credit card company, etc.  There are also same day and overnight payment options.  Pay anyone with P2P (popmoney) – all you need is their cell number or email address.

Exchange Info-Line

Our automated telephone banking system can be accessed from any touchtone telephone by simply dialing 570-0999 or 589-6323 (Altoona – Walnut Grove area). Available 24 hours a day/7 days a week. For extra convenience, you can have a statement faxed directly to you. It puts you in touch!  Download our Info-Line Quick Guide in PDF format.

Bank by Mail

Deposit by mail and save time and trouble. Postage-Paid envelopes provided at no additional charge.

Debit Cards

Your debit card gives you a faster, more economical way to buy the products and services you need. That’s because it allows you to withdraw funds from your checking account without ever having to write out a check. Now it is even more secure with the EMV chip. Click here for more information on the chip cards and how to use them.  Use your card at any Exchange Bank ATM location for no fee, and we will refund your fee from other institutions if an Exchange Bank ATM is not available.

ATMs

ATMs are conveniently located at all 5 of our Exchange Bank offices.

Coin Machine

Tired of counting and rolling all those coins? Bring in your loose change and let our coin machine do it for you. Contact us for the coin machine most convenient for you.

XBA Financial ServicesGadsden Mortgage Services
Regular Office Hours: 256.547.2572 | Exchange Info Line 256.570.0999
Member FDIC Equal Housing Lender SBA Preferred Lender ©2015 Exchange Bank of Alabama™. All rights reserved.