Personal Credit Cards
Visa Platinum
Platinum Pricing: 3.99% Introductory APR for the first 6 billing cycles that your account is open.
After that, 11.49% (prime + 3.99%)†
Visa Classic
Standard Pricing: 19.49% Variable Rate. This APR will vary with the market based on Prime Rate (prime + 11.99%)†
Business Credit Cards
Business Credit Cards
Premium Pricing: 3.99% Introductory APR for the first 6 billing cycles that your account is open. After that, 11.49% (prime + 3.99%)†
Standard Pricing: 5.99% Introductory APR for the first 6 billing cycles that your account is open. After that, 16.49% (prime + 8.99%)†
$40.00 (waived if purchases total over $2,500.00 in the 12 month period)†
The APR will vary with the market based on Prime Rate.
Currently United States Prime is 7.50%.
Effective Date: December 18, 2024
With an EXB Credit Card, every purchase gives back! Every time you shop with a credit card from Exchange Bank a portion is put back into the community you call home. Every swipe is sharing and every tap is taking part. Get the card that gives back today.
Personal Benefits
- Pharmacy Discounts
- Eyewear Discounts
- Lost Key Return
- Payment Card Registration
- Travel Reservation Service
- Travel Dividends
- Auto Rental Discounts
Exchange Bank proudly offers local customer service to all of our customers to ensure you have a fast, and personalized experience. Our credit card professionals are available during business hours to assist with real time questions, concerns and solutions.
REWARDS for Personal and Business Accounts
- Thousands of items available
- Top brand names
- Redeem2Erase – apply points to balance
- Fuel Discounts
- Redeem 24/7
- Earn 2X, 3X, 4X & more bonus points with ScoreMore by shopping at participating retailers
visit scorecardrewards.com for more information
Click here to visit mycardstatement.com
Subject to credit approval. Rates subject to change. Products and services are subject to applicable customer agreements, terms, conditions, disclosures, and application requirements. Contact an Exchange Bank associate for additional information and details.
Download the EXB Card Management App today on the App Store or Google Play Store.