Visa uses an Automatic Billing Updater (ABU) service for debit and credit cards.  This service is a free benefit to you to help facilitate uninterrupted processing of your recurring payments.  ABU service provides updates only to qualified participating merchants with whom a cardholder has established card-on-file (COF) account information to process their recurring payments.  You may opt-out of the service if you choose by signing an opt out request form at any branch location.