Business Savings / Investments

Business Prime Account

A competitive rate of interest is earned on your average daily balance as follows:

EFFECTIVE May 3, 2023.

Determination of Rate – the interest rate applied to Tier 2 is 15% of United States Prime.

Prime Account Rate Information:

Tier 1- If your average daily balance is $34,999.99 or less, the interest rate paid on the entire balance will be 0.10% with an annual percentage yield of 0.10%.

Tier 2 – An interest rate of 1.2375%will be paid only for that portion of your average daily balance that is greater than $34,999.99. The annual percentage yield for this tier will range from 0.10% to 1.24%, depending on the balance in the account. The portion of the balance below $35,000.00 will earn interest at the tier 1 rate.

Prime Interest is compounded monthly and will be paid on the account every month.

Currently United States Prime is 8.25%

Transactions and Fees:

Six debit transactions per statement cycle
Unlimited transactions in person
$10.00 per item charge for additional transfers and checks.

Balance and Deposit Requirements:

A $25.00 service charge if your average daily balance falls below $2500.00.
A minimum initial deposit of $2500.00 to establish relationship.

We also offer this service at our other locations in Gadsden, Rainbow City, Noccalula, Attalla, Altoona.


Municipalities are not eligible for a Prime Account.

Regular Office Hours: 256.547.2572 | Exchange Info Line 256.570.0999

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