Visa Platinum Personal Credit Cards
- Platinum Pricing: 3.99% Introductory APR for the first 6 billing cycles that your account is open. After that, 12.24% (prime + 3.99%)†
- No Annual Fee
- The APR will vary with the market based on Prime Rate.
Visa Premium Classic Personal Credit Cards
- Premium Pricing: 5.99% Introductory APR for the first 6 billing cycles that your account is open. After that, 16.24% (prime + 7.99%)†
- $20 Annual Fee
- The APR will vary with the market based on Prime Rate.
Visa Classic Personal Credit Cards
- Standard Pricing: 20.24% Variable Rate. This APR will vary with the market based on Prime Rate (prime + 11.99%)†
- $20 Annual Fee
- The APR will vary with the market based on Prime Rate.
Currently United States Prime is 8.25%.
Effective Date: May 3 ,2023
Personal Benefits
- Pharmacy Discounts
- Eyewear Discounts
- Lost Key Return
- Payment Card Registration
- Travel Reservation Service
- Travel Dividends
- Auto Rental Discounts
REWARDS for Personal and Business Accounts
- Thousands of items available
- Top brand names
- Redeem2Erase – apply points to balance
- Fuel Discounts
- Redeem 24/7
- Earn 2X, 3X, 4X & more bonus points with ScoreMore by shopping at participating retailers
visit scorecardrewards.com for more information
Click Here to apply for your EXB Credit Card!
Subject to credit approval. Rates subject to change. Products and services are subject to applicable customer agreements, terms, conditions, disclosures, and application requirements. Contact an Exchange Bank associate for additional information and details.
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Click below to view our updated Credit Card Regulations and Disclosures.