Personal Checking

Exchange Access Checking

Our simplest and most convenient account

Basics

  • $50 minimum deposit to open
  • No monthly service charge
  • No minimum balance
  • $3 Statement fee/no fee for eStatements

Includes

Available Add-ons

Exchange Classic Checking

Everything you need in a checking account

Basics

  • $100 minimum deposit to open
  • No monthly service charge
  • No minimum balance
  • $3 Statement fee/no fee for eStatements

Includes

Available Add-ons

Exchange Premier Checking

Enjoy our complete suite of deposit services

Basics

  • $100 minimum deposit to open
  • Monthly service charge
    • $0 if average daily balance remains above $500
    • $5 if average daily balance is $100 – $500
    • $10 if average daily balance is below $100
  • Pays interest on entire balance at Exchange Savings Rate*
  • Paper Statement $3, free for those ages 65+/no fee for eStatements

Includes

  • Exchange Perks Package
  • Debit Card
  • Unlimited Check Writing
  • Digital Wallet – Apple Pay, Samsung Pay, Google Pay, FitBit Pay, Garmin Pay (available Sept. 15th)
  • Online Banking with BillPay and Alerts
  • Telephone Banking
  • Paper checks (One free order of single checks a year**)
  • Cashier’s Checks – Limit 3 with no fee per month
  • Overdraft Privilege (Must meet eligibility criteria)

Available Add-ons

*As of 11.30.2022 the Exchange Savings Rate is currently .10%, with an Annual Percentage Yield of 0.10%.  Rate subject to change.  Fees could reduce earnings.

 

 

Personal Checking

Lost/Stolen Card  –  880-383-8000

Dispute Services  –  833-288-1126

Fraud Services  –  855-219-5399

Regular Office Hours: 256.547.2572 | Exchange Info Line 256.570.0999

Member FDIC Equal Housing Lender SBA Preferred Lender ©2023 Exchange Bank of Alabama™. All rights reserved.